First of all, little definitions. What its
medicare? That is one of the largest health insurance systems on the world.
That system is used in USA as a basic. Annual amount of money spend on the
financing program is about $200 billion. Without the doubt we are talking about
America. In the numbers, we got 45 million citizens granting material benefits.
Insurance is provided to Americans aged 65 and older or even younger with
disabilities. As we can see, range of that insurance is huge. That’s why so
much money need to be invested. Medicare obviously has it’s rules. Let’s take a
look on Medicare risk adjustment. In general, Medicare has several sources of
financing. Everything is regulated by law and special systems. Some risk
adjustments? Insurance is eligible for
all persons 65 years or older who have been legal residents of US for at least
5 years. World at least must be underlined at this point. Also disabled people
granting benefits from Social Security are able to receive insurance. In fact,
medicare risk adjustment isn’t so large topic. Few major regulations and that
is all. Unfortunately, this system has a lot of details. Details which
determine that money not always are easy to get. Medicare compliance requires accurate
documentation in medical charts. The same rules as in fee for service apply
when quality improvement interventions are implemented. Sometimes people have a
lot of troubles with this documentation. Medicare requires all proves about
medical care and whole documentation. Care management of chronic disease is
encouraged in the risk adjusted payment model. Well, this can be really
burdensome. Percentage of money spent on disabled people treatment is a big
part in whole budget. Without the doubt, disabled people require help and care
but mostly special equipments and medical care. It’s not for free. On this day,
reforms are in progress. Medicare is health systems so must be open and
variable. Progress is the basis. In each categories. Technology, including
medical technology is moving up. Changes are needed and people responsible for
them should know that. However medicare is only American system, Europe
countries pay attention and acquire many thing from US. Other thing is that not
everything from America is good and prospective. There is more and more voices
of discontent. Government is losing control in financial condition. That’s why
politicians want us to pay more and work more. Let’s step away from believing.
Facts are the most important thing. Statistics say that Medicare reached
success but isn’t that success only illusory? We, as outsiders take information
from the media but media sometimes focus on citizens reports. These aren’t
positive for Medicare. Voices “Too much” and “Too long” are everywhere. What is
important for us? For sure little time to thing what is really good for us and
if it’s worth to pay. We don’t need to pay if we don’t want. It must just be simply documented. But in nowadays, unpredictable world it’s
better to have some kind of financial security.
piątek, 24 sierpnia 2018
Universal Health Insurance Coverage
Everybody knows that old but true rule “There is
nothing for free”. Even our health and safety isn’t for free. Universal health
insurance coverage is perceived as a most common thing for everyone. It’s if we
pay for it. In most countries, that payment is taken from our taxes. It’s so
small amount that we usually don’t see it at all. However, nowadays private
healthcare strengthens its position relative to universal healthcare. This
situation occurs, because private healing is more advanced. More advanced but
less popular because of costs which are high.
Universal Healthcare Coverage
Health is obviously the most important thing in humans
life. We have only one. Not everybody understand it, because there is still a
lot of problems with healthcare systems all around the world. Universal
Healthcare coverage should be totally vacuous thing but it’s not. Especially
people in medium-developed countries complain about universal healthcare.
Sometimes people are afraid of public healthcare because of growing problems. In
low-developed countries healthcare doesn’t exist. On the opposite side we have
high-developed countries where private healthcare is dominating.
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